There are countless options that help people from all over the country to acquire their own property. Among them, Itaú property financing. That is, a type of credit that entitles the customer to finance any property and pay in up to 30 years.
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See this article for the complete guide and how Itaú property financing works.
Financing is a type of credit widely used in Brazil. It consists of obtaining a type of loan to acquire some objective and pay it off within 30 years. It is usually carried out in the following way:
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ENTRY + FINANCING
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That is, the customer who wants purchase a property through Itaú property financing; You must make a minimum down payment, which in most cases is 35% of the value of the property and then finance the remainder in fixed or updateable installments.
Furthermore, there are some peculiarities from bank to bank; See in this article the entire process regarding property financing from Banco Itaú.
How does Banco Itaú property financing work?
When contracting Itaú real estate credit, the customer will have two financing options at hand; being them with installments pre-fixed and post-fixed. Through fluctuations in savings income, installments may or may not decrease.
It can be consulted directly through the contract; however, after the contract is signed, the client will pay fixed installments during the contracted period; as it is possible to finance properties in up to 3 decades.
There are numerous requirements and assessments that the customer goes through, and you must be over 21 years old to finance a property; Furthermore, you must have an initial down payment and subsequently debit the remaining installments with corrected values.
read more: Buy property financed or in cash?
How long does Itaú property financing take?
All paperwork and analysis of the proposal will be delivered within 1 hour. This must be done on the official Itaú bank website. Since the customer will have up to 30 years to make the partial debit.
The entire process is not time-consuming and can be consulted without the need for third parties; Therefore, it is an excellent opportunity to acquire your own property.
What are the biggest benefits of property financing?
There are numerous benefits of financing a property through Banco Itaú. However, the most talked about is the opportunity to exchange rental installments for financing installments.
That is, after a certain period of time, the property will be yours; on the other hand, rent is a 'debt' that will last forever; until the end of the contract.
How to take out Itaú property financing?
The entire process takes place completely online. Through the bank's official app or website, you can check the best conditions and offers for Itaú property financing.
- Carry out a simulation and submit the proposal
- Wait for the bank's feedback
- Submit the required documentation
- Wait for the partial evaluation of the property
Ready! Right after the last step, just wait for the amount to be contracted to be released; which has up to 3 business days to be debited from the customer's current account.
Furthermore, taking out Itaú property financing is an excellent opportunity.
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