When talking about balance and money refunds, it is common for some Brazilians' eyes to light up. However, it is always necessary to be careful with the news you hear out there.
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So, check now the truth behind some opportunities that are emerging and stay alert to take precautions in these situations.
COUP Occurrence!
Much has been said about the possibilities for users of CREDIT CARD of the brands Mastercar, Visa, Hipercard, Elo and American Express, who made their purchases between 2019 and 2022, have a refund of the amounts paid through their card, which would result in a staggering balance in their bank accounts. However, it is necessary to state that this statement is nothing more than a SCAM!
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That's right. Many ended up receiving this message through their social networks, which always came with a link to click along with them. Within this link, people entered their personal data and became victims of fraud! When the situation became too serious and the big banks found out about this news, the Central Bank of Brazil made a point of issuing a warning advising these people not to believe what they read and especially NOT TO CLICK ON THE LINK! But that wasn't all, the scammers also asked for a bank transfer to be made, and the Central Bank was also against this.
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During the demonstration, he clarified: “If you click on this link and enter your bank details, you are offering valuable information on a platter to scammers. Furthermore, if they ask you to make a payment, a PIX, to have access to these values, you will lose the money and you will still have a lot of work trying to recover it”.
Noting all the repercussions, other financial companies also spoke out about the situation. An example of this was the Association of Credit Card Companies, who said: “Abecs clarifies that there is no refund of amounts for time used on the card, which some content on social networks has called 'recall of CREDIT CARD'. The disclosure of this information is a scam, with the aim of capturing information from the victim, as the Central Bank of Brazil has already clarified”.
It is also worth highlighting that if you were a victim of this scam, inform your bank and file a police report. Good news in the midst of all this is that for those who ended up making payments via PIX, a Special Return Mechanism (MED) will be opened to cover the expenses of these users due to fraud.
See too: How to apply for the Vestcasa Credit Card
Viable ways to receive a “refund” on your credit card
Are you saddened by the news that you will no longer receive the high refund amounts? Don't worry, because there are other ways, this time reliable, of getting a certain refund for the CREDIT CARD. These ways are cashback and points programs, and you can find out more about this RIGHT NOW!
Cashback is an opportunity where credit card users receive a certain percentage of the amount spent on purchases, however, this percentage works more like an indirect discount, in fact. It will vary according to the card or brand you use and you can use it as a promotion and to acquire points, depending on the opportunity, of course.
Regarding points programs, they work as an accumulation system where the points acquired through your purchases can be spent on other products or services such as flight tickets, hotel accommodation and much more.
Therefore, both programs are accumulative of advantages, even famous platforms like SHEIN, for example, well known and accessed nationally, use it and their clients and consumers benefit greatly. The more you buy, the more points you accumulate. A great possibility for those who want to sell well, don't you think? Companies make a lot of profit from this.
However, it is also worth highlighting that before seeking these benefits, do a lot of research and analyze the terms and conditions, as well as the fees and benefits associated with the cards, by doing this you will align your preferences with the institution that best fits your needs. .
Finally, to stay up to date with all the news in the financial sector, visit https://www.bcb.gov.br/ and don't allow yourself to be deceived anymore.
See too: Card up to R$ 20 thousand for MEI