LCL student loans are a financial solution dedicated to studies, ideal for those who want to cover their student costs without having to worry about their finances at the moment. It is an excellent option for those who know how to organize their financial life.
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LCL stands for Crédit Lyonnais. It is an institution that has been established since 1863 and is part of one of the most powerful financial groups in the world (Crédit Agricole). We are not talking about just any financial bank. It is one of the oldest and most reliable banks of its time.
This is very important to keep in mind when deciding on your student loan option.
What are the features of LCL student loan?
Now that we’ve covered the reputation of the institution offering this important product, let’s also focus on its own resources. This is by far the most important part before signing up.
Well, LCL’s student loan is a customizable option to fit your student needs. The amount you can withdraw ranges from €1,500 to €75,000, and you can extend your repayments for up to 10 years.
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What are the benefits of an LCL student loan?
In addition to the variable option of the amount that can be withdrawn and the long repayment period, this LCL student loan also allows early repayment without penalty, with benefits such as the possibility of taking out optional insurance in the event of death, loss of independence or interruption of work, all with a low interest rate applied.
What are the conditions to obtain it?
The requirements to obtain your LCL student loan are very simple and basic. You just need to be over 18 years old and have your student ID or a valid school certificate. It is a very affordable product and an excellent opportunity for those who need to invest in their studies but do not have the financial means to do so.
However, if you have difficulty accessing it or if you apply and are refused, don't worry, as there are several reliable institutions in your area that offer equally advantageous products that you can try to apply for. One example is Société Générale Bank, which has a variety of financial solutions waiting for you. Make your payment plan and apply for the most ideal credit option.