To obtain a Sicoob credit card, you must be a member of a Sicoob credit cooperative. The application process can be done directly at the cooperative, where you will need to present personal documents and proof of income. After credit analysis, the card will be issued and delivered to the member. The Sicoob credit card offers several advantages, such as a points program, discounts at partner establishments and payment installment options for purchases. Furthermore, the Sicoob credit cooperative offers lower interest rates compared to traditional banks.