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About Minha Casa Minha Vida
O My home, my life has been created since 2009, and its objective is to help low-income families to get the house they want to live in. Low-income or extreme poverty families can realize their dream of owning their own home.
Please note that to be able to participate in the program, you must have the following profile:
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- Have an income of up to 3 minimum wages;
- Proof of family income will be required;
- Do not have a residence in your name;
- Among other requirements.
According to the family's financial situation, it will be classified and will belong to a group.
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What are the financing options for Minha Casa Minha Vida?
To keep the system organized, financing My Home My Life They are distinguished by bands according to the financial situation of each family.
Track 1
- The family has a monthly income of R$ 1,800.00, so financing is up to 120 months. Each monthly payment can range from R$ 80.00 to R$ 270.00.
Band 1.5 family
- Monthly income of up to R$ 2,600.00, in addition there is an interest rate of 5% per year. Payment is for up to 30 years, so the family will have subsidies of up to 47.5 thousand reais.
Tracks 2
- Families must have a monthly income of up to R$ 4,000.00, and may have subsidies of up to R$ 29,000.00. In total, it will take 30 years to pay off the financing amount.
Track 3 families
- For this range, the family's monthly income is up to R$ 7,000.00, different interest rates are offered compared to the market. It will take 30 years to pay off the entire loan.
Attention: To register with the PMCMV, the candidate will need to register at the city hall or at a service agency.
Minha Casa Minha Vida website
O Minha do Casa Minha Vida website It's simple to access! Through it you will be able to access the following information:
- Details about the program;
- Explanation of how financing through Caixa works;
- Financing simulator;Financing for renovations or decoration;
- Real Estate Consortium;
- Among other important information.
To access the website, Click here.
Simulator on the Minha Casa Minha Vida website
To access the Minha Casa Minha Vida simulator, connect to the internet and access the official Caixa Econômica Federal website. This way, you can know how much you will need to pay to invest in your dream home.
To simulate, follow the steps below:
- Access the Caixa portal, Click here;
Caixa Simulator Official Website
- Next, you will need to inform the category;
- Once this is done, inform the value of the property you intend to obtain;
- Then enter the location;
- Select the option if you own property in the city;
- Now, click on the “Next step” button;
- Enter your CPF number;
- Once done, enter your telephone number and your monthly income;
- Enter your date of birth;
- Check the options that fit you and click “Next step”.
Continue filling out the form, when finished you will have all the details about the installments and final value of the investment.
Registration My Home My Life
To do the registrations My Home My Life It will be necessary for citizens to go to their city hall, or to an organizing entity. Depending on the bracket the family is in, they will be able to enroll in one of these options.
Attention: Understand that there is guidance for families in band 1, their registrations My Home My Life They can only be done at the City Hall.
Contact Caixa Econômica Federal
Have questions and can't get help Minha Casa Minha Vida website? Contact Caixa!
- Telephone: 0800 721 6268.