The Caisse d'Epargne personal vehicle loan is a type of financing intended for the purchase of a vehicle, offering advantageous conditions for its applicants and also a lot of security as it is a renowned and reliable institution.
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Personal vehicle loan option for those who don't yet have their vehicle in mind
If you are still looking for the ideal vehicle to buy, you don't need to worry, because even in this situation it is possible to take out a loan and have it approved. This is the vehicle project loan. It is a type of personal vehicle loan from Caisse D'Épargne where you can divide your payment into up to 6 months. You take out a loan and, if you don't need it in full, you can repay part of it, with no additional costs to do so.
This is a flexible and adjustable option and you can also pay in advance without penalty.
The Caisse d'Epargne personal vehicle loan option if you already have your vehicle in mind
With this personal vehicle loan option from Caisse d'Epargne, you can finance 100% of your product and divide your payment into up to 72 months, with fixed rates throughout the period. In addition, you also have the option of starting to pay only 3 months later.
Another benefit included is the possibility of taking out joint insurance to be applied in the event of death, total and irreversible loss of autonomy or incapacity to work.
What is the amount available for hiring?
By requesting any of these options, you will receive an amount ranging from 1,000 to 5,000 euros, which you can invest in a small purchase (low cost) or a large purchase (high cost).
What are the requirements to apply?
Having checked the characteristics of the Caisse D'Épargne personal vehicle loan, you also need to pay attention to the requirements demanded of all applicants in order to have their application approved by the institution: firstly, you must prove your income in order to show the bank that you will be able to pay the installments; you must also be at least 18 years old; reside in one of the countries where the institution operates; when applying, present your personal identification documents and proof of recent residence; having a good credit history is also very important so that the bank trusts your payment fidelity; it is very positive that you have a current account opened at the institution in order to facilitate the management of your loan and even its approval.
How to apply for a personal vehicle loan from Caisse D'Epargne